How we rank “worth it”
Most award tools show you a price. The real question is harder. Beating cash is a low bar — almost every redemption clears it — so it tells you little. A stay can be worth more than cash and still be a mediocre use of a scarce cert: spend your one annual Free Night here and you miss the hotel where it would’ve been worth twice as much. So the question isn’t “is this positive?” — it’s which hotels are the best uses of your points, free-night certs, and card credits, measured against everywhere else that program could go. Stayplot answers that with one data-backed number, graded on each program’s own curve — and it’s the heart of Plus.
The problem
A free-night certificate or an award redemption is only as good as the hotel and date you spend it on. Chains don’t tell you this — and the stakes are real: burn an 85k Marriott Free Night on a $180 night and you’ve quietly wasted most of it; the same cert on a $700 peak night is a steal. Multiply that across five programs and a year of dates and “is this worth it?” is genuinely hard.
How we score it
The right yardstick depends on the currency, so we use two — each matched to how that program’s points actually deliver value:
Scarce points & free-night certs — Hilton, Marriott, IHG. Here the prize is absolute dollars, so we score the net cash surplus of the best redemption: the night’s cash − (points it costs × the program’s point value) − the cert’s own cost.
Cheap, flat points — Wyndham, Choice. A Go-Free or SRD award is a fixed tier and the points are easy to pile up, so what matters isn’t total dollars saved but efficiency: how much cash each point buys. We score the hotel’s median value per point (¢/pt) — the cash a night costs ÷ the flat award — across all priced future dates. We use the median, not a best night, so the badge means a hotel is consistently good value (every hotel has one pricey date — a best-night metric would flag almost everything). This rewards a $200 night at a 7.5k tier (≈2.7¢/pt) over a $300 night at 30k (1.0¢/pt) — the cheaper tier is the better use of the points, which a dollar-surplus score gets backwards.
A few guards make both honest: we cap each night at 2.5× the hotel’s own median (for the $ chains) and require ≥20 priced nights (for the ¢/pt chains) so one freak date can’t game the rank; we drop FX/data glitches; and we only rank hotels at a TripAdvisor rating of 4.0+. Then we band into great and trophy, calibrated to each program’s own distribution (≈ its 90th/98th percentile), so “🏆 trophy” means roughly the top redemptions for that program.
That percentile grading is the whole point: a merely net-positive redemption (our internal “decent” tier) is deliberately not flagged. Only great and trophy earn a badge or pass the smart filter — so you’re steered to the genuinely standout uses, not the dozens of hotels where a cert technically beats cash but quietly leaves better value on the table.
| Cert / award | Assumed cost | 💎 great ≥ | 🏆 trophy ≥ |
|---|---|---|---|
| Hilton Free Night | $250 (annual fee share) | $450 | $1,000 |
| Marriott 35k FN | cert pts × 0.7¢ | $225 | $375 |
| Marriott 50k FN | cert pts × 0.7¢ | $275 | $425 |
| Marriott 85k FN | cert pts × 0.7¢ | $350 | $650 |
| IHG 40k Free Night | 40k × 0.5¢ = $200 | $100 | $225 |
| Wyndham Go-Free | median ¢/pt | 1.5¢ | 2.0¢ |
| Choice free night | median ¢/pt | 1.0¢ | 1.5¢ |
(Net surplus per redemption, USD. Hyatt is points-only — no cash rate — so its free-night verdict is category-based: how many points a flat cert displaces at the hotel’s award category.)
Why you can trust it
- It’s computed from a live rate scan across the whole portfolio — a year of forward dates for tens of thousands of hotels — refreshed regularly. Not a blog’s anecdotes or a static “best uses” list.
- One method everywhere. The same net-surplus rule and percentile calibration runs for every chain, so a trophy is a trophy whether it’s a Hilton or a Wyndham.
- We show our work: the per-hotel value, the best date, and the math behind each verdict are right there on the hotel page.
- No affiliate kickbacks. Nothing is ranked higher because it pays us — you click out and book directly with the chain.
Where it shows up
- Leaderboards — the best hotels for each cert, ranked by this value. See the boards →
- “Worth it” filters — narrow the whole map to just the worth-it hotels for your cert (great + trophy).
- The per-hotel badge — 🏆/💎 on the map pin popup, your saved list, and the hotel page.
- The Read — the full per-hotel rate analysis: value, points-vs-cash, and the best dates to book.
It’s the heart of Plus
The facts — points price, ratings, which programs cover a hotel — are free forever. This verdict (the badge, the smart filters, and The Read) is what Plus adds: instead of guessing, you see the few hotels actually worth your points and certs. One well-placed free night usually pays for a year of Plus.