Stayplot

Make your hotel credit nearly free

Premium cards hand you a hotel credit every year — but it only pays off if you spend it where a short stay lands near the credit amount. Book a $900 suite and the credit barely dents it; find a hotel where one or two nights run close to the credit, and the stay is almost free. These boards flag exactly those hotels — the best-rated ones (4.0+ on TripAdvisor) where the math works — for each card program. How we rank these →

Pick your card. Each board lists the hotels where the credit nearly covers the stay, grouped by region.
A

Amex

$300 every six months ($600/year) on Amex Platinum

The $300/half Platinum hotel credit, nearly free

See the hotels →
C

Chase Edit

$250 on a 2-night stay ($500 with the Select stack), Chase Sapphire Reserve

The $250 Edit credit, nearly free over 2 nights

See the hotels →

Built from Stayplot’s year-sampled street rates and refreshed daily. The board flags where the credit fits; the live per-hotel price can vary — open any hotel for its current numbers. No affiliate kickbacks; every link clicks out to the booking site directly.